Online Application
See What Vehicles You Qualify For.
Start your approval online to instantly see vehicles that match your approval and estimated payment range.
Your Preferred Pickup.
Your Choice.
Choosing your Preferred Pickup Location helps us personalize your buying experience from the very beginning.
Simply select the Advantage Car & Credit location that’s most convenient for you—or choose Home Delivery.
We’ll route your application to the right team and handle the rest.
What Do I Need to Get Approved?
What information do I need to apply?
Most customers will need a valid driver’s license or state ID, proof of income, proof of residence, and a working phone number.
Do you work with bad credit or no credit?
Yes. We look at more than just your credit score and work with many different credit situations.
How fast can I get pre-approved?
Pre-approvals can be quick. Once your form is submitted, our team will reach out to confirm details and guide you through next steps.
Do I need a down payment?
Many approvals require a down payment. Amounts can vary based on the vehicle and your situation.
Can I get pre-approved before choosing a vehicle?
Yes. Getting pre-approved first helps you shop with confidence and saves time.
Lifetime Powertrain Warranty: Some limitations, exclusions, and deductibles apply. See dealer for complete terms and details.
3-Day Exchange Policy: Available only on Home Delivery and Curbside Pickup purchases. Customer must request an exchange within 72 hours of the time of sale. Not valid on in-store purchases. Terms, conditions, limitations, and exclusions apply. See dealer for complete details.