Why Choose Advantage Car and Credit?

Advantage Car & Credit is dedicated to providing you with the easiest, low pressure, hassle-free automobile shopping experience possible. Plus, we want your great experience to continue after the sale by providing you with a safe, reliable and great-looking car, van or truck you can be proud of. Also, should your vehicle ever need service, we have a fully staffed service garage with discounted rates at your disposal.

The bottom line . . . don’t let your credit challenges stop you from getting the great car you deserve. At Advantage Car & Credit, we understand this economy has caused many good people to lose their good credit. Let us help you with both a great ride AND the ability to rebuild your good credit.

Better Vehicle Selection

We start with better vehicles then most other Buy Here, Pay Here dealers and then we spare no expense in reconditioning them. Our mechanics put each vehicle through an extensive inspection and fix what they find wrong, period.

With 6 locations in the Miami Valley, all crammed full of late model cars, trucks and vans we’re sure to have a vehicle you’ll love to own just a short drive away!

Low Down Payments

Down payments as low as $69 – nothing more. 128 weekly payments of $69 plus a final payment of $67.74. Based on vehicle sales price of $5995. plus tax, title and doc prep fees. Total cash price of $6697.15. Amount financed equals $6628.15. 24.9% APR. Select vehicles only. With approved credit.

Easy Financing

Whether you need credit for the first time, or you’re trying to rebuild your credit, we can help. Advantage Car & Credit and its affiliates have an exclusive arrangement with our finance company. This means that we can offer you fast credit approval with low down payments and weekly payments that fit into most any budget. It’s almost like we own the bank! Beginning the first month you are with us, your payment history will be reported to TransUnion, a major credit bureau. This means you can start establishing or rebuilding your credit right away.

Service After the Sale

Our full service garage is available, at a discount, to our customers for all of their maintenance and service needs. You’ll never have to worry about finding a reliable and honest mechanic again.

Let’s be honest, no matter how great a car is when you purchase it, unforeseen breakdowns can occur, and they can be costly. There’s no need to worry. At Advantage Car & Credit, no matter what year, make, model, or mileage vehicle you chose, we have a service protection plan available to protect your investment!

What Our Happy Clients say about us

Our Testimonial